Meet Our Team
Our team is dedicated to helping clients find coverage that protects what matters most. With years of industry experience
and a commitment to exceptional service, we work together to make insurance easier to understand and manage.

Carmen Torres
Insurance Specialist

Deanna Romero
Owner, Agency Principal

Margarita Garcia
Insurance Speacialist

Insurance Agency in Denver, Colorado
About Bear Valley Insurance
Bear Valley Insurance is a community-based agency with deep local roots. While current ownership began in 2011, our office has proudly served the community for over 30 years, built on a foundation of trust and long-term relationships.
We help individuals, families, and businesses find the right coverage while saving both time and money.
As an independent insurance brokerage, we specialize in auto, home, business, and trucking/transportation insurance. Because we partner with multiple insurance carriers, we are able to compare options and tailor coverage to your needs, goals, and budget. Rather than offering a one-size-fits-all policy, we focus on finding the best value and protection for each client.
Built on trust, relationships, and personalized service, Bear Valley Insurance is committed to being your advocate every step of the wayโfrom selecting coverage to supporting you when it matters most.
Our Mission
Our mission is simple: helping our community access reliable insurance solutions through expert guidance, personalized service, and honest recommendations.
Insurance can often feel complicated, but we believe every client deserves a trusted advisor who can explain options clearly and help them choose coverage with confidence. We are committed to building long-term relationships by putting our clients’ interests first every step of the way.
What Our Clients Value Most
At Bear Valley Insurance, we focus on building long-term relationships through personal service, clear communication, and dependable guidance. Our clients value having a knowledgeable local agency that takes the time to answer questions, explain coverage options, and help them make informed decisions.
They also appreciate the convenience of working with one agency that can compare multiple insurance carriers, helping them find coverage that aligns with their goals and budget.
Whether reviewing policies, navigating life changes, or exploring new coverage options, our team is committed to providing the support and attention our clients deserve.
Discover the benefits of working with an independent insurance broker.

